The UK continues to be a top destination for international students. The world-class education, a rich cultural experience, and overall opportunities provided in the UK are unmatched. However, it is essential to understand the cost of living in the UK. In this blog, we will discuss all things related to these aspects.
Why Choose the UK?
The United Kingdom continues to be a premier destination for international students, drawing thousands each year with its world-renowned universities, rich cultural heritage, and dynamic student life.
What makes the UK a sought-after destination? There is no one answer to that question; first of all, the education offered in the UK goes toe-to-toe with the US (another preferred destination). Secondly, universities such as Cambridge, Oxford, and Imperial have a vast legacy attracting many students.
There is also a cultural aspect; the UK is known for its tolerant politics and offers a diverse cultural climate, which appeals to many international students.
Last but not the least is the Aesthetic. Cities in the UK are beautiful. Period. They are aesthetically pleasing, and no wonder people like to visit them.
The UK’s strategic location also makes it a gateway to Europe, allowing students to travel and experience different cultures and languages, broadening their horizons.
How much is the Cost of Living in the UK?
However, the privilege of studying in the UK comes with significant financial considerations, particularly concerning the cost of living in the UK for International Students. This aspect cannot be overlooked as it plays a crucial role in the overall experience of international students.
So, one of the most frequently asked questions is, what is the cost of living in the UK for international students? While the question bothers almost everyone planning to pursue a master’s or undergrad course in the UK, there is no clear-cut, objective answer to the question; the most correct answer starts with – it depends, depends on what exactly? Well, almost everything from the university you are planning to attend to the city it is located in to what type of dietary habits you have.
Factors like travel expenses, whether you are taking a bus or cycling to your desired place, also play a significant role. Then, there are tech-related expenses like mobile and internet.
Therefore, there is no clear-cut answer. However, that does not mean there is no answer. In this blog, we have tried to ascertain the amount required to attend a study course in the UK, keeping variable costs in mind as well.
Accommodation is often the largest expense for students. In London, the average cost of student accommodation can range from £500 to £1,000 per month. Rent can be lower in other cities, such as Manchester, Leeds, etc., ranging from £300 to £700 per month.
Other than private residentials, students also have a chance to get a room inside the university campus, that is, the hostel room. Hostel room prices vary from college to college; hence, it would be better to visit each college website individually.
The rent of the room also varies from the utilities provided, for example, furniture, heater, and air conditioner.
However, the figure ranges from the data mentioned above.
Food expenses are another primary consideration. While the cost of groceries can vary, students living in the UK typically spend around £100 to £250 per month on food.
This again depends on your dietary habits; if you are a protein enthusiast like the writer of this blog, you can expect to spend on the high end. It is advised to cook at home to save some cost and be healthy as well.
Transportation is another main expense that a student has to encounter; like all other significant things, this also varies from location to location. In London, for example, it may cost around £50 to £100. Public transportation is on the comparatively cheaper side in cities other than England. It can cost you anywhere between £30 to £60.
In order to save costs, it is not uncommon for students to use bicycles and sharing pods.
Additionally, students must budget for study materials and personal expenses. The cost of books and stationery can range from £20 to £50 per month, although this can vary depending on the course requirements. Many students buy second-hand books or access online resources to save money. However, with universities offering official email IDs for their respective online and worldwide libraries, the cost incurred in education has been reduced. One helpful tip is to take printouts of the essential course material and read supplement essays and books via the online library or use free resources.
Personal expenses such as clothing, toiletries, and entertainment can add another £50 to £100 per month to the budget. These are some of the most essential things. However, one may cut on the expenses by opting for thrifted clothes and a shared entertainment setup.
Healthcare is another critical factor to consider. International students in the UK are required to pay a health surcharge as part of their visa application, which grants them access to the National Health Service (NHS). This surcharge is £470 per year for students; however, the cost may fluctuate; therefore students are advised to keep checking the official website.
The IHS covers most medical treatments and prescriptions, but some services, such as dental and optical care, may require additional private insurance. Students should go through what is covered under the NHS and consider additional insurance for comprehensive coverage. It’s advisable for students to budget for these potential healthcare expenses and consider taking out additional health insurance if needed.
Things to keep in mind
Students can make money
Students can work part-time, and international students on a Tier 4 student visa are allowed to work up to 20 hours per week during term time and full-time during holidays. This will add to their CV and resume while building work ethics. Part-time work will also sustain them financially or at least take care of some of the financial aspects.
Financial Guide
Many universities offer financial advice and support services to help students manage their budgets effectively. There are also workshops on financial planning, how to create emergency funds, and how to find affordable accommodation.
As an international student, one must surely take advantage of such events and learn how to manage monthly expenses in the UK.
While the UK offers a wealth of opportunities for international students, the cost of living in the UK for international students is an essential factor that must be carefully considered. From accommodation and food to transportation and personal expenses, managing finances effectively is key to a successful and fulfilling experience. By understanding the costs involved and planning accordingly, students can make the most of their time in the UK, focusing on their studies and the rich experiences the country offers.
Daily Living Expenses: A synopsis
- Food and Groceries can range from £100 to £250
- Utilities can range from £60 – £150 however
- Gas and electricity would be around £60 per month. Students can reduce utility bills by being energy-efficient, such as using energy-saving appliances and reducing heating costs.
- Internet: Approximately £40 per month. Many service providers offer student discounts for mobile phone plans and internet services, which can also help in saving money.
- Mobile phone: Around £50 per month.
- Movie ticket: Approximately £9.
- Dinner at a restaurant: Around £15.
Here’s the breakdown of all the essential expenses, both monthly and annually.
Monthly Expense Ranges
Highlights | Expenses |
|---|---|
Accommodation | £300- £1000 |
Food expenses | £100-£250 |
Transportation | £50-£100 |
Study Materials | £20-£50 |
Personal expenses | £50- £100 |
Utilities | £60 – £150 |
Internet | £30 to £50 |
Annual Expense Ranges
While the monthly expenses were mentioned above, here is the annual breakdown.
Highlights | Amount |
|---|---|
Accommodation | £3,600 to £12,000 |
Food expenses | £1,200 to £3,000 |
Transportation | £360 to £1,200 |
Study Materials | £240 to £600 |
Personal expenses | £600 to £1,200 |
Utilities | £720 to £1,800 |
Internet | £360 to £600 |
Health | £470 |
So, the total annual cost will range from £7,910 to £21,470.
UK Student Visa, documents, eligibility, and Cost
The cost of the Visa depends on the type of Visa you are trying to get.
There are majorly three types of Visas pertaining to educational setup;
- Short-Term Study Visa: This visa is on a short-term basis and is given for 11 months.
- Student Visa: This Visa category pertains to students coming to the UK aiming to pursue higher education in the UK.
- Child Student Visa: This is for children between 4 and 17 years old who wish to attend an independent school in the UK.
Eligibility criteria
- A student must have an acceptance letter.
- Students must be financially stable to sustain themselves in the UK, whether out of their own pocket or through scholarships.
- Must be proficient in English.
- If a student is underage, they must have their Parent’s consent.
Document Required
- A completed Student Visa Application form.
- A valid passport
- A letter of acceptance from your education provider.
- Proof of funds: this consists of showing that you have the necessary funds to pursue your first year of college and sufficient resources to cover living costs for nine months or the academic year.
Starting from Jan 2025, you must show the following amount of money to meet basic living costs (minimum maintenance funds – not inclusive of tuition fees) for a period of up to nine months, i.e. £13,347 for nine months (£1,483 per month) if you are living in London and £10,224 for nine months (£1,136 per month) if you are living outside London.
UK Student Visa Application Process 2024-25
Step 1: Apply to your chosen university and receive an unconditional acceptance offer.
Step 2: Once you have received the offer and reverted to them by stating that you have accepted their offer, you will get a certificate of acceptance of studies called CAS.
Step 3: Begin the Application process
Step 4: Calculate your fee and pay the immigration health surcharge.
Step 5: Show that you are proficient in English
Step 6: Complete your application and have it accepted before you arrive in the UK.
UK Student Visa cost
For a student visa, it will cost 54740; it is officially called – Tier 4 (General) student visa – Isle of Man – Main applicant and dependents.
Since the rates can change, you must keep yourself updated. Here is the official link.
How can Rostrum help?
Rostrum Education is dedicated to supporting international students as they navigate the living expenses in the UK for international students in 2025. Understanding the financial challenges students face, Rostrum provides comprehensive guidance tailored to individual needs. From helping students find affordable accommodation options to advising on budgeting for daily expenses such as food, transportation, and utilities, Rostrum ensures students can make informed financial decisions. Through personalized consultations and workshops focused on financial planning, Rostrum equips students with essential skills to manage their finances effectively while studying abroad. By empowering students with knowledge and resources, Rostrum Education enables them to focus on their academic journey and fully immerse themselves in the rich cultural and educational experiences that the UK has to offer. Contact Us Today!
FAQs on Cost of Living in the UK for International Students 2024
1. What are the monthly living expenses in London for international students?
Ans. As a broad estimate of the funds needed to live to a reasonable standard in London, one should keep at least £1,800 per month for living costs, in addition to tuition fees.
2. Is living in the UK expensive for Indian students?
Ans. Yes, living in the UK can be expensive, but if one plans their expenses frugally and practices financial discipline.
3. What is the average cost of living for international students in the UK?
The average monthly living expenses for international students in the UK can range from £1,200 to £1,400 in London and £900 to £1,100 outside London.
